---
title: "Fluid on Merkl"
description: "Financial system of the future"
canonical: "https://app.merkl.xyz/protocols/fluid"
protocol: "Fluid"
protocolId: "fluid"
page: 1
items: 9
totalPages: 1
---

# Fluid

## Back to

- [Protocols index (markdown)](https://app.merkl.xyz/protocols.md)
- [Opportunities index (markdown)](https://app.merkl.xyz/opportunities.md)
- [Protocols index (HTML)](https://app.merkl.xyz/protocols)

Financial system of the future

## Stats

- **ID**: fluid
- **Name**: Fluid
- **Total opportunities**: 9
- **Live opportunities**: 9
- **Live campaigns**: 9
- **Daily rewards**: $3,484.22
- **Max APR**: 2.85%
- **Website**: https://fluid.instadapp.io/
- **Tags**: LENDING, drip, plasma

## Trust

Verified by DefiLlama — listed in Feb 2024.

- **DefiLlama slug**: fluid-lending
- **DefiLlama page**: https://defillama.com/protocol/fluid-lending
- **Category**: Lending
- **Audits**: 2
- **Twitter**: https://twitter.com/0xfluid
- **Parent protocol**: parent#fluid
- **Last synced**: 2026-09-11T04:02:25.000Z

### Audit reports

- [Audit 1](https://docs.fluid.instadapp.io/audits-and-security.html)

## Opportunities — page 1 of 1 (9 total)

| # | Opportunity | Chain | APR | TVL |
| --- | --- | --- | --- | --- |
| 1 | [Supply GHO to the Fluid fGHO vault](https://app.merkl.xyz/opportunities/5543727050810404794.md) | [Ethereum](https://app.merkl.xyz/chains/ethereum.md) | 1.96% | $20,023,253.19 |
| 2 | [Supply GHO to the Fluid fGHO vault](https://app.merkl.xyz/opportunities/9904875595746945586.md) | [Plasma](https://app.merkl.xyz/chains/plasma.md) | 2.85% | $6,911,721.18 |
| 3 | [Borrow GHO from Fluid reUSD/GHO Vault](https://app.merkl.xyz/opportunities/17928738814123048543.md) | [Ethereum](https://app.merkl.xyz/chains/ethereum.md) | 0.77% | $24,039,743.81 |
| 4 | [Lend GHO-USDC on Fluid GHO-USDC/GHO-USDC Vault](https://app.merkl.xyz/opportunities/10232763870712294928.md) | [Ethereum](https://app.merkl.xyz/chains/ethereum.md) | 1.22% | $11,387,156.79 |
| 5 | [Borrow GHO-USDC from Fluid GHO-USDC/GHO-USDC Vault](https://app.merkl.xyz/opportunities/11955815564289638997.md) | [Ethereum](https://app.merkl.xyz/chains/ethereum.md) | 1.34% | $10,340,570.28 |
| 6 | [Borrow GHO from Fluid sUSDai/GHO Vault](https://app.merkl.xyz/opportunities/10592168346263943437.md) | [Plasma](https://app.merkl.xyz/chains/plasma.md) | 0.82% | $8,522,272.94 |
| 7 | [Lend GHO-USDT0 on Fluid GHO-USDT0/GHO-USDT0 Vault](https://app.merkl.xyz/opportunities/1682296689571099010.md) | [Plasma](https://app.merkl.xyz/chains/plasma.md) | 2.34% | $2,971,019.96 |
| 8 | [Borrow GHO-USDT0 from Fluid GHO-USDT0/GHO-USDT0 Vault](https://app.merkl.xyz/opportunities/17442523260684284660.md) | [Plasma](https://app.merkl.xyz/chains/plasma.md) | 2.56% | $2,710,205.41 |
| 9 | [Borrow GHO-USDC from Fluid GHO-sUSDe/GHO-USDC Vault](https://app.merkl.xyz/opportunities/1474763236136087594.md) | [Ethereum](https://app.merkl.xyz/chains/ethereum.md) | 1.47% | $785,563.97 |